Borrowed Capital

"I don't have capital." We always heard this phrase if we talk about business right?

But, Is capital really a problem?

I have a friend who has a lending business but short in capital. We assist him find financial instituitions to avail consumer loan for additional capital for his business expansion. He got the personal loan for 1.39% at one year term and lend it to his customer at 5% interest per month.In short, if he lend all his borrowed capital, he will gain 3.6% profit income per month without getting any money out from his own pocket. He makes the money work for him instead he work for it. That is the power of Borrowing Other People's Money(BOMP).