4. Internal Tax Return(ITR)

Although ITR is not so much basis for loan approval, because it is not as accurate as payslip. Bank requires it because it was required by Banko Sentral ng Pilipinas(BSP). Yet ITR validates that borrower is really have income too. The common error in ITR is cut edge portion because its original size is too long. The BIR Form No. 2316 must be seen if employed, 1700 must be seen if self employed. Reduce first the original ITR size before email or fax to make sure no edge portion of the ITR will be remove. Also don't ever forget to sign items 51, 52, 53 and 54 below.

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