Standard Chartered Bank Personal Loan
Standard Chartered Bank EZ Loan Qualification:
- Must be a Filipino citizen
- Must be 23 to 64 yrs old(upon loan maturity)
- Must be a regular employee
- Must have a gross income of Php 15,000/month
- Must be at least 2 years job tenure
- Must be a credit card holder for more than one year with 30k credit limit and at least 80% utilization.
Standard Chartered Bank EZ Loan Requirements:
Clear copy of the following documents...
- Company ID with 3 specimen signatures
- Goverment ID(PRC, Passport, Tin, etc...)
- Latest Income Tax Return(ITR 2008 or 2007)
- Latest Certificate of Employment(COE)
- Latest 1 month payslip
Note: other documents may still be needed.
Amortization Table
| Loan Amount | 6 Mos | 12 Mos | 24 Mos | 36 Mos | 48 Mos |
| 30,000 | N/A | N/A | 1,850 | 1,373 | 1,165 |
| 50,000 | 9,333 | 5,167 | 2,908 | 2,214 | 1,867 |
| 100,000 | 18,667 | 10,333 | 5,817 | 4,428 | 3,733 |
| 200,000 | 36,933 | 19,967 | 11,533 | 8,756 | 7,367 |
| 300,000 | 55,250 | 29,800 | 17,150 | 12,983 | 10,900 |
| 400,000 | 73,667 | 39,733 | 22,867 | 17,311 | 14,533 |
| 500,000 | 92,083 | 49,667 | 28,583 | 21,639 | 18,167 |
| 600,000 | 110,200 | 59,600 | 34,000 | 25,667 | 21,500 |
| 700,000 | 128,567 | 69,533 | 39,667 | 29,944 | 25,083 |
| 800,000 | 146,933 | 79,467 | 45,333 | 34,222 | 28,667 |
| 900,000 | 165,300 | 89,400 | 51,000 | 38,500 | 32,250 |
| 1,000,000 | 183,667 | 99,333 | 56,667 | 42,778 | 35,833 |
| 1,110,000 | 203,870 | 110,260 | 62,900 | 47,483 | 39,775 |
| 1,200,000 | 220,400 | 119,200 | 68,000 | 51,333 | 43,000 |
| 1,300,000 | 238,767 | 129,133 | 73,667 | 55,611 | 46,583 |
| 1,400,000 | 257,133 | 139,067 | 79,333 | 59,889 | 50,167 |
| 1,500,000 | 275,500 | 149,000 | 85,000 | 64,167 | 53,750 |
| 1,600,000 | 293,867 | 158,933 | 90,667 | 68,444 | 57,333 |
| 1,700,000 | 312,233 | 168,867 | 96,333 | 72,722 | 60,917 |
| 1,800,000 | 330,600 | 178,800 | 102,000 | 77,000 | 64,500 |
| 1,900,000 | 348,967 | 188,733 | 107,667 | 81,278 | 68,083 |
| 2,000,000 | 367,333 | 198,667 | 113,333 | 85,556 | 71,667 |
Tags: